Terms & Conditions

Conditions of Use

By accessing the RSA Travel Insurance website, you accept the following terms of use. Accordingly, you are bound by the terms set forth on the actual page; in case of misuse or use contrary to the actual terms and conditions, RSA Travel Insurance will take all necessary actions to enforce its rights. If you do not accept to be bound by the present terms and conditions, please stop using this website immediately.

RSA Travel Insurance reserves the right to unilaterally modify this Site Use Agreement any time without notice. In case of modification, by using this website, you will agree to be bound by the new terms set forth in this agreement.

Privacy of Information and Security

We place great importance on the protection of your privacy. Although our security efforts are consistent with industry practice in Canada, complete privacy, confidentiality and security is not yet possible over the Internet and therefore, cannot be guaranteed. As a result, without limiting any other disclaimer herein, we shall not be responsible or liable for any harm or loss resulting from the transmission of information using this website, nor for any harm that you or any other party may suffer in connection with any breach of confidentiality or security.

Professional Advice

By providing information on this website, we are not rendering any legal, insurance, financial or any other type of advice. We strongly recommend you to call a professional broker or RSA Travel Insurance for any specific questions relating to the content of this website or any product described therein.

Intellectual Property

Copyright: The layout and contents of this website, including text, graphics, images, software, and other material contained herein (collectively "Materials"), are protected by copyright. Unauthorized use of the Materials may violate copyright, trademark, and other laws. Any reproduction, or any redistribution, retransmission or modification of the Materials from this website without our express written permission is prohibited. If you violate any of these restrictions, your permission to use the Materials automatically terminates and you must immediately destroy any copies you have made thereof.

Trademarks: Some of the logos, brands, names, designs, titles, words, phrases or slogans used on this website constitute trademarks of RSA Travel Insurance Inc., or are used under license. Any unauthorized downloading, copying, or modifying of the content of this website may thus be in violation of federal or common law trademark and/or copyright laws. All other product names or services mentioned on our website are the trademarks of their respective owners.

Without limiting the generality of the foregoing, the following constitutes a trademark of RSA Travel Insurance Inc.:

* etfs (name and design),
etfs is a trademark of RSA Travel Insurance Inc.

Accuracy of Information

All information on this website, including premiums, is subject to change without notice. We do not guarantee that the information found on this website is accurate or up to date. We shall not be responsible for any detrimental reliance you place upon this website or its contents. Use of this website shall be on an "as is" basis and entirely at your own risk.

Products and Services

Product and service descriptions provided on this website are only given for general information purposes and are not intended for distribution, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. The information provided on the website does not constitute an offer. Products and services described on this website are governed by the benefits, terms, conditions, and exclusions found in the policy wording.

No Liability

Your use of this website shall be entirely at your own risk. RSA Travel Insurance, its affiliated companies and their representatives will not be responsible in any manner for any harm, loss or damage, however caused, arising out of your use of this website, including direct, indirect, special, third party or consequential damages. We will not be responsible for any detrimental reliance that you may place upon the website or its contents.

Hyperlinks

Sites accessed by hypertext links appearing in this website have been independently developed by others. We do not guarantee the accuracy of any information in these other sites. We do not make any representation as to the content of these other sites. We do not endorse nor do we approve the opinions expressed in these other sites. The sponsors of these sites are not affiliated to RSA Travel Insurance or its affiliated companies.

Limited License

You are prohibited from distributing the text or graphics of this website for any purposes to others without the express written permission of RSA Travel Insurance. You are also prohibited from duplicating, modifying or reusing this information on your own website without the express written consent of RSA Travel Insurance. You may, however, print copies of the information for your personal use or store the files on your own computer for your personal use.

You may include a link to this website on your own site as long as the link is made to its home page.

Jurisdiction

The head office of RSA Travel Insurance is located in Sherbrooke in the province of Quebec, Canada. The Laws of the Province of Quebec and the federal laws of Canada applicable therein shall govern as to the interpretation, validity and effect of this agreement and any use of this website. You hereby consent and submit to the non-exclusive jurisdiction of the courts of the Province of Quebec in any action or proceeding instituted under or related to this agreement or your use of this website.